loan options
Rokki Homes helps our clients make the best decisions for their needs.We work with numerous lenders to offer you the best products and custom loan options.
FHA Loans
Summary
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. It’s designed to help first-time homebuyers and borrowers with lower credit scores or smaller down payments qualify for a mortgage.
Non-QM Loans
Summary
A Non-QM loan (Non-Qualified Mortgage) is a mortgage that doesn’t meet traditional lending rules set by government agencies like Fannie Mae or Freddie Mac. These loans are designed for borrowers who may not qualify for conventional loans but still have the ability to repay.
HELOC
Summary
A Home Equity Line of Credit (HELOC) is a revolving line of credit that lets homeowners borrow against the equity in their home, similar to using a credit card.
Conventional Loans
Summary
A conventional loan is a mortgage not backed by the government (unlike FHA, VA, or USDA loans). These loans are offered by private lenders and follow guidelines set by Fannie Mae and Freddie Mac.
VA Loans
Summary
A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs. It’s available to eligible veterans, active-duty service members, and certain military spouses.
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